Consumer First Financial, Author at Consumer First Financial | Debt Relief Company Clearwater Florida

How do people making below average income save money?

Financial Advice Financial Tips Personal Finance Saving Money

How do people making an average or below average income actually save money?

We all want to save money, but what if there's none to save? All of us want to save some money. Whether it’s for a specific purchase, pay off debts, or simply to plan a bright future. Everyone has goals to reach; traveling, buying a beautiful home or car are…

Consumer First FinancialApril 15, 2019

Bankruptcy Debt Relief Programs Debt Settlement Financial Advice Financial Tips Personal Finance

What can I do if I’m stuck in a bad debt relief program?

Debt relief explained Debt relief programs are becoming more common as the amount of unsecured consumer debt rises. When people reach a point they no longer feel they can manage or escape from the amount of debt they’ve accrued, they look for ways out. Debt relief comes in various forms;…

Consumer First FinancialApril 12, 2019

Consumer Credit Credit Cards Financial Advice Financial Tips Personal Finance

Hard and soft credit checks: What you need to know

Credit checks and your score, why they matter. Let’s suppose that your credit score is like a pie which represents your financial well-being. Divide the pie into slices, each of which shows a different factor of your credit score. One large slice represents your open credit-card utilization rate, one more…

Consumer First FinancialApril 10, 2019

Collections Financial Advice Financial Tips Get Out of Debt Personal Finance

Why are couples lying about debt?

Ever thought about if a spouse or family member is lying about debt? Most people are shy about sharing their financial details, even with those closest to them. We often hear a partner hasn’t been 100% honest about their income or debts. Everyone has different ways of coping with debt…

Consumer First FinancialApril 9, 2019

Credit Cards Debt Relief Programs Debt Settlement Financial Advice Financial Tips Unsecured Debt

Multiple credit cards, your credit score, and relief options

How is my credit score affected if I have multiple credit cards? A question most commonly on the minds of people who have some degree of outstanding debt. It's a surprisingly common scenario; consumers sign up for bank cards, store cards, payday loans, etc. They quickly find themselves with multiple…

Consumer First FinancialApril 4, 2019

Debt Relief Programs Debt Settlement Financial Advice Financial Tips Get Out of Debt Unsecured Debt

Will I get a refund at the end of a debt settlement program?

Debt settlement program refund? Too good to be true. Debt relief isn’t always pleasant to a consumer’s credit score. However, for many, it is not an option but a necessity to avoid Chapter 7 bankruptcy. Many people opt for debt settlement, thinking that it's the best way to pay less…

Consumer First FinancialApril 3, 2019

Collections Credit Cards Debt Relief Programs Financial Advice Get Out of Debt Unsecured Debt

Common Mistakes When Seeking Debt Relief

How did we get here, and where do we go? The words debt, loans and bills are common words in the United States. There are very few houses that are truly free from these things. Too many times we try to keep up with the Joneses by acquiring more than…

Consumer First FinancialApril 1, 2019

Debt Relief Programs Debt Settlement Get Out of Debt Unsecured Debt

What can you expect after completing a debt relief program?

The program you choose matters Debt settlement is negotiating with a creditor or collection agency to settle a debt for less than what you owed. Sounds nice, right? Well, it is, at least if you understand the potential downsides and how they may affect you. Debt settlement is likely going…

Consumer First FinancialMarch 31, 2019

Collections Financial Advice Financial Tips Get Out of Debt Personal Finance

What is the Fair Debt Collection Practices Act?

Most of us have had a bill or two in collections. Have you ever received a phone call or dunning letter from a creditor or collection agency? Whether you fell behind on your financial obligations or simply forgot to pay a bill, you've probably received a reminder about your debt.…

Consumer First FinancialMarch 28, 2019

Debt Relief Programs Debt Settlement Get Out of Debt

Staying Out of Debt After Completing a Relief Program

Your debt is finally gone... now what? Going through a relief program can be stressful, and you can’t avoid taking a few hits. However, completing a successful debt relief program is a great feeling; your debts are finally paid off and you can officially “start over”. But, old habits die…

Consumer First FinancialMarch 26, 2019

Consumer Finance Blog

How do people making an average or below average income actually save money?

What can I do if I’m stuck in a bad debt relief program?

Hard and soft credit checks: What you need to know

Why are couples lying about debt?

Multiple credit cards, your credit score, and relief options

Will I get a refund at the end of a debt settlement program?

Common Mistakes When Seeking Debt Relief

What can you expect after completing a debt relief program?

What is the Fair Debt Collection Practices Act?

Staying Out of Debt After Completing a Relief Program

Consumer Finance News

Recent Posts

Categories

Archives

Quick Links

Contact

Join Our Mailing List