Consumer Finance Blog

Advice, tips, and insights for the average consumer
How long does it take to recover from repossession. BankruptcyCollectionsConsumer CreditFinancial AdviceFinancial TipsGet Out of DebtPersonal Finance

How long does it take credit to recover from a vehicle repossession?

Seriously, how long will it take for my credit to recover from a repossession? Repossession of a vehicle is a legal process where a bank or other lender can regain possession of your vehicle. Vehicle repo laws differ state by state, but your vehicle purchase contract should include all the…
Consumer First Financial
January 1, 2024
Minimum credit card payments. Credit CardsCredit ScoreDebt Relief ProgramsDebt SettlementFinancial TipsGet Out of DebtPersonal FinanceUnsecured Debt

Making minimum payments on your credit card is like treading water.

The Real Cost of Making Minimum Payments on Your Credit Cards Like any rational consumer, minimizing loss and maximizing gains is the ultimate goal for your finances. A credit card can easily give you a false sense of security, emboldening you to spend when you should be saving. A creditor…
Consumer First Financial
March 10, 2020
Mange your money with these 10 simple tips. BudgetFinancial AdviceFinancial TipsGet Out of DebtMoney ManagementPersonal FinanceSaving Money

Manage Your Money With These 10 Simple Tips.

Manage your money, before your money manages you. For many, the thought of mastering money management invokes fears of math, organization, and responsibility. When we’re children, there’s no concern about how to manage our money. But as our lives grow, so do our responsibilities. With each new year comes new…
Consumer First Financial
September 16, 2019
7 ways to get your credit card debt under control BankruptcyConsumer CreditCredit CardsCredit ScoreDebt Relief ProgramsFinancial AdviceFinancial TipsGet Out of DebtUnsecured Debt

Get Your Credit Card Debt Under Control With These 7 tips.

How do you know when your credit card debt is out of control? Some consumers consider their credit cards disposable income. In other cases, we put our basic necessities on credit cards just to get by. There’s a variety of reasons why we find ourselves stuck in high interest debt.…
Consumer First Financial
August 26, 2019
Can you settle debt yourself? Consumer CreditCredit CardsDebt Relief ProgramsDebt SettlementFinancial AdviceFinancial TipsGet Out of DebtUnsecured Debt

Settle debt yourself or let an expert debt negotiator help.

Thinking of settling debt yourself? Know what you're up against. Debt can be overwhelming, settling debt yourself can be even more. As a young borrower getting your first credit card is a pretty exciting moment. But, without education and guidance, this credit card debt can quickly become unmanageable. When credit…
Consumer First Financial
July 19, 2019