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How to calculate your debt-to-income ratio. BudgetBuying PowercreditDebt Relief ProgramsFinancial AdviceFinancial TipsGet Out of DebtPersonal FinanceUnsecured Debt

Debt-to-Income: Is it as important as a credit score?

What is debt-to-income, and how do I calculate it? Debt-to-income (DTI) ratio is a financial metric that compares an individual's total monthly debt payments to their gross monthly income. It is used to evaluate an individual's ability to manage their debt and is an important factor that lenders consider when…
Consumer First Financial
December 29, 2022
How to dispute an error on your credit report Consumer CreditcreditFinancial AdviceFinancial TipsGet Out of DebtPersonal Finance

How to dispute an error on your credit report.

Your credit matters, learn how to dispute and error. Your credit report reflects vital information about… well, you. And, this isn’t limited to credit specific information. A credit report is a window into your past and present that lenders use to determine creditworthiness. Your credit report contains other information, too,…
Consumer First Financial
October 20, 2022