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Do You Know The Real Cost Of Debt?

There's how much debt you have, and there's the real cost of debt. Do you know the real cost of debt? Or, more specifically, do you know what it costs to be in debt? Most people can’t answer this question accurately. You may think you know how much your debt…

Consumer First FinancialAugust 31, 2020

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How do you stack up to the average credit card debt?

What is credit card debt? Americans have several different types of debt, beyond credit card debt, which includes mortgages, auto loans, and student loans. All are totaling up to an average debt per household of $132,529. Besides standard credit card debt, like an everyday credit card, consumer finance accounts also…

Consumer First FinancialAugust 24, 2020

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Americans Have Credit Card Debt. A Lot of It.

American’s Average Credit Card Debt: How Do You Measure Up? Despite minor growth in household income levels over the past few years, Americans are still largely burdened by consumer debt. This is by and large due to student loans, mortgage and of course, credit card debt. According to the Wall…

Consumer First FinancialApril 24, 2020

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How Does Debt Fit into Your Retirement Planning?

I wish I spent more time retirement planning: An all too common wish. Regardless where you live or what work you engage in, you always have a plan to successfully retire with the means to satisfy your needs and wants. Perhaps go on a tour across Europe or Africa, or…

Consumer First FinancialApril 3, 2020

Buying Power Consumer Credit Credit Cards Credit Score Financial Advice Financial Tips Get Out of Debt

Store Credit Card: Worth the Rewards or a Path to Debt?

Store Credit Cards Account For Over $90 billion of Consumer Debt. You’re heading toward the cash counter, holding a few items you’ve picked out. You’re taking your wallet out to pay for your purchases when you hear the question you’ve heard a number of times before – ‘Do you have…

Consumer First FinancialMarch 25, 2020

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Making minimum payments on your credit card is like treading water.

The Real Cost of Making Minimum Payments on Your Credit Cards Like any rational consumer, minimizing loss and maximizing gains is the ultimate goal for your finances. A credit card can easily give you a false sense of security, emboldening you to spend when you should be saving. A creditor…

Consumer First FinancialMarch 10, 2020

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Worried about taxes on your settled debt? You may not need to.

In this article from Creditcards.com - a little known tax exemption is discussed. This exemption is for people that have had debt cancelled, or settled. The IRS considers this cancelled debt "income" for the consumer, and requires you to pay taxes on it. What most consumers don't know is that…

Consumer First FinancialFebruary 19, 2020

Bankruptcy Consumer Credit Credit Cards Debt Relief Programs Debt Settlement Financial Advice Financial Tips Get Out of Debt Money Management Personal Finance

6 Ways to Eliminate Your Debt

Debt, it’s time we broke up So you want to eliminate your debt? First of all, great choice. High interest debt can drag down your finances, credit score, and overall financial health. But deciding how to pay off your debt is the first decision. The good news is you have…

Consumer First FinancialOctober 4, 2019

7 ways to get your credit card debt under control

Bankruptcy Consumer Credit Credit Cards Credit Score Debt Relief Programs Financial Advice Financial Tips Get Out of Debt Unsecured Debt

Get Your Credit Card Debt Under Control With These 7 tips.

How do you know when your credit card debt is out of control? Some consumers consider their credit cards disposable income. In other cases, we put our basic necessities on credit cards just to get by. There’s a variety of reasons why we find ourselves stuck in high interest debt.…

Consumer First FinancialAugust 26, 2019

Consumer Credit Credit Cards Credit Score Debt Relief Programs Financial Advice Get Out of Debt Unsecured Debt

9 Signs Your Credit Card Debt is Out of Control.

Unfortunately, there is no debt meter. There is no mechanism in place that lets you know your credit card debt has become unmanageable. Your credit card issuers certainly aren't going to warn you; they rely on that high interest debt, and the more you take on, the more they make.…

Consumer First FinancialJuly 30, 2019

Consumer Finance Blog

Do You Know The Real Cost Of Debt?

How do you stack up to the average credit card debt?

Americans Have Credit Card Debt. A Lot of It.

How Does Debt Fit into Your Retirement Planning?

Store Credit Card: Worth the Rewards or a Path to Debt?

Making minimum payments on your credit card is like treading water.

Worried about taxes on your settled debt? You may not need to.

6 Ways to Eliminate Your Debt

Get Your Credit Card Debt Under Control With These 7 tips.

9 Signs Your Credit Card Debt is Out of Control.

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