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how long do negative credit items stay on your report?

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How long do negative credit items stay on a report?

TrueCredit.com talks about negative credit items living on your credit report - With so many types of debt, not to mention individual creditor policies and procedures, it's hard to know when your bad debt will fall off. This article looks at the common types of debt, and when you can…

Consumer First FinancialJuly 22, 2019

Consumer Credit Credit Cards Debt Relief Programs Debt Settlement Financial Advice Financial Tips Get Out of Debt Unsecured Debt

Settle debt yourself or let an expert debt negotiator help.

Thinking of settling debt yourself? Know what you're up against. Debt can be overwhelming, settling debt yourself can be even more. As a young borrower getting your first credit card is a pretty exciting moment. But, without education and guidance, this credit card debt can quickly become unmanageable. When credit…

Consumer First FinancialJuly 19, 2019

Consumer Credit Credit Cards Credit Score Financial Advice Financial Tips Personal Finance

How Do I Build Credit When I Don’t Have Credit?

TrueCredit.com talks about building credit when you have none - You need it to build it, but can't build it until you have it... confused yet? It's not as bad as it sounds, and generally speaking, there are options to rebuild for all levels of credit. Generally, you need a…

Consumer First FinancialJuly 15, 2019

Consumer Credit Debt Relief Programs Debt Settlement Financial Advice Financial Tips Get Out of Debt

5 Smart Steps to Manage Debt.

This is a great article from our friends over at TrueCredit.com - Our clients are always looking for ways to handle debt, especially after graduating a debt relief program. Once you're debt free, the next step is staying that way! Dealing with debt can be difficult. Here are 5 steps…

Consumer First FinancialJuly 12, 2019

Consumer Credit Debt Relief Programs Financial Advice Financial Tips Personal Finance Saving Money

Hey Lender, can you ONLY look at one of my credit scores?

One of my credit scores is higher, will a bank a use that one? For those that have received a copy of their credit report, it’s confusing to see three different numbers. The three credit giants Equifax, Experian, and TransUnion show different scores, though usually pretty close. Still, to a…

Consumer First FinancialJune 10, 2019

What do you do if a debt collector is suing you?

Collections Consumer Credit Debt Relief Programs Debt Settlement Financial Advice Financial Tips Personal Finance

I’m being sued by a debt collector, what do I do?

So you're being sued by a debt collector. A lawsuit is the most aggressive form of debt collection that can be used. As such, it’s a major fear for many consumers, including our own clients. We’re here to tell you, even if you are served papers you still have options.…

Consumer First FinancialMay 30, 2019

Deep dive into the new Experian Boost product.

Consumer Credit credit Credit Cards Financial Advice Financial Tips Get Out of Debt Personal Finance

A deeper look into the new Experian Boost™ product.

Experian Boost - Add it to your toolbox if you're rebuilding credit. Experian Boost can offer a real-time boost to a consumers credit score based on on-time recurring bill payments. The details found in a consumer's credit report are the tools used by lenders to either approve, or deny, a…

Consumer First FinancialMay 27, 2019

New credit while in a debt relief program

Consumer Credit Credit Cards Debt Relief Programs Debt Settlement Financial Advice Unsecured Debt

Will I qualify for new credit while active in a debt relief program?

New credit and debt relief programs. If you are in a debt relief program, the goal is to pay off your debts significantly faster, and at drastically reduced rates. For consumers that have reached a point with their unsecured debt that the interest will prevent a realistic payoff, a relief…

Consumer First FinancialMay 20, 2019

How long does it take for credit to recover after debt settlement

Consumer Credit Debt Relief Programs Debt Settlement Financial Advice Financial Tips Unsecured Debt

How long does it take your credit to recover from debt settlement?

Is debt settlement worth the hit my credit may take? When your debt becomes overwhelming, often the best option is to seek a credible debt-relief company. Debt settlement will affect your credit score, and if a company tells you otherwise, they're lying. With that said, the effect settlement can have…

Consumer First FinancialMay 14, 2019

How to make room in the budget for a specific purchase

Consumer Credit Debt Relief Programs Financial Advice Financial Tips Get Out of Debt Personal Finance Saving Money

How to make room in the budget when saving money for a specific goal.

I don't have a reason to save right now, no need to make room in the the budget. You don’t necessarily need a reason to save. In fact, often times people find it easier to save when you’re not battling the want of a specific item. Setting up and following…

Consumer First FinancialApril 30, 2019

Consumer Finance Blog

How long do negative credit items stay on a report?

Settle debt yourself or let an expert debt negotiator help.

How Do I Build Credit When I Don’t Have Credit?

5 Smart Steps to Manage Debt.

Hey Lender, can you ONLY look at one of my credit scores?

I’m being sued by a debt collector, what do I do?

A deeper look into the new Experian Boost™ product.

Will I qualify for new credit while active in a debt relief program?

How long does it take your credit to recover from debt settlement?

How to make room in the budget when saving money for a specific goal.

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