Financial Advice Archives - Page 3 of 5 - Consumer First Financial

New credit while in a debt relief program

Consumer Credit Credit Cards Debt Relief Programs Debt Settlement Financial Advice Unsecured Debt

Will I qualify for new credit while active in a debt relief program?

New credit and debt relief programs. If you are in a debt relief program, the goal is to pay off your debts significantly faster, and at drastically reduced rates. For consumers that have reached a point with their unsecured debt that the interest will prevent a realistic payoff, a relief…

Consumer First FinancialMay 20, 2019

How long does it take for credit to recover after debt settlement

Consumer Credit Debt Relief Programs Debt Settlement Financial Advice Financial Tips Unsecured Debt

How long does it take your credit to recover from debt settlement?

Is debt settlement worth the hit my credit may take? When your debt becomes overwhelming, often the best option is to seek a credible debt-relief company. Debt settlement will affect your credit score, and if a company tells you otherwise, they're lying. With that said, the effect settlement can have…

Consumer First FinancialMay 14, 2019

How much retirement income will you need?

Financial Advice Financial Tips Personal Finance Retirement

How can I determine how much retirement income I need?

Retirement sounds great, but how much retirement income do you need? Lying on the armchair, enjoying a beverage and newspaper early morning. No tension about how to manage the expenses, or how to make more money. These are the hopes of most retired Americans. But this requires wise planning of…

Consumer First FinancialMay 3, 2019

How to make room in the budget for a specific purchase

Consumer Credit Debt Relief Programs Financial Advice Financial Tips Get Out of Debt Personal Finance Saving Money

How to make room in the budget when saving money for a specific goal.

I don't have a reason to save right now, no need to make room in the the budget. You don’t necessarily need a reason to save. In fact, often times people find it easier to save when you’re not battling the want of a specific item. Setting up and following…

Consumer First FinancialApril 30, 2019

How much should you have in savings before renting an apartment?

Consumer Credit Financial Advice Financial Tips Personal Finance Saving Money

How much should I have in savings to move into a new apartment?

The first question to ask is, how much rent can I afford? Whether you are a student moving out of your dorm or a new graduate moving out of your home for the first time, it’s not going to be cheap. But, how much should you have in savings before…

Consumer First FinancialApril 26, 2019

What's the real cost of digital subscription

Bankruptcy Consumer Credit Debt Relief Programs Financial Advice Financial Tips Personal Finance Saving Money Unsecured Debt

Have you added up your digital subscription costs lately? You might be shocked.

Subscriptions aren't just for magazines any more. Monthly payments to digital subscription services are now a part of our regular spending habits. For many, these subscriptions are a separate line item in the monthly budget, at least the ones you can remember. It’s true that these subscription payments are not…

Consumer First FinancialApril 22, 2019

Consumer Credit Financial Advice Financial Tips Personal Finance Saving Money

Do you use auto-draft for your bills? If you’re rebuilding credit, you should be.

To auto-draft or not to auto-draft - Is that the question? So you don’t like paying bills, but when it comes to rebuilding your credit, it’s a must. For whatever reason, you may be the type of person that has trouble paying bills on time. Even those making incomes that…

Consumer First FinancialApril 17, 2019

How do people making below average income save money?

Financial Advice Financial Tips Personal Finance Saving Money

How do people making an average or below average income actually save money?

We all want to save money, but what if there's none to save? All of us want to save some money. Whether it’s for a specific purchase, pay off debts, or simply to plan a bright future. Everyone has goals to reach; traveling, buying a beautiful home or car are…

Consumer First FinancialApril 15, 2019

Bankruptcy Debt Relief Programs Debt Settlement Financial Advice Financial Tips Personal Finance

What can I do if I’m stuck in a bad debt relief program?

Debt relief explained Debt relief programs are becoming more common as the amount of unsecured consumer debt rises. When people reach a point they no longer feel they can manage or escape from the amount of debt they’ve accrued, they look for ways out. Debt relief comes in various forms;…

Consumer First FinancialApril 12, 2019

Consumer Credit Credit Cards Financial Advice Financial Tips Personal Finance

Hard and soft credit checks: What you need to know

Credit checks and your score, why they matter. Let’s suppose that your credit score is like a pie which represents your financial well-being. Divide the pie into slices, each of which shows a different factor of your credit score. One large slice represents your open credit-card utilization rate, one more…

Consumer First FinancialApril 10, 2019

Consumer Finance Blog

Will I qualify for new credit while active in a debt relief program?

How long does it take your credit to recover from debt settlement?

How can I determine how much retirement income I need?

How to make room in the budget when saving money for a specific goal.

How much should I have in savings to move into a new apartment?

Have you added up your digital subscription costs lately? You might be shocked.

Do you use auto-draft for your bills? If you’re rebuilding credit, you should be.

How do people making an average or below average income actually save money?

What can I do if I’m stuck in a bad debt relief program?

Hard and soft credit checks: What you need to know

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