Personal Finance Archives - Page 3 of 4 - Consumer First Financial

What's the real cost of digital subscription

Bankruptcy Consumer Credit Debt Relief Programs Financial Advice Financial Tips Personal Finance Saving Money Unsecured Debt

Have you added up your digital subscription costs lately? You might be shocked.

Subscriptions aren't just for magazines any more. Monthly payments to digital subscription services are now a part of our regular spending habits. For many, these subscriptions are a separate line item in the monthly budget, at least the ones you can remember. It’s true that these subscription payments are not…

Consumer First FinancialApril 22, 2019

Consumer Credit Financial Advice Financial Tips Personal Finance Saving Money

Do you use auto-draft for your bills? If you’re rebuilding credit, you should be.

To auto-draft or not to auto-draft - Is that the question? So you don’t like paying bills, but when it comes to rebuilding your credit, it’s a must. For whatever reason, you may be the type of person that has trouble paying bills on time. Even those making incomes that…

Consumer First FinancialApril 17, 2019

How do people making below average income save money?

Financial Advice Financial Tips Personal Finance Saving Money

How do people making an average or below average income actually save money?

We all want to save money, but what if there's none to save? All of us want to save some money. Whether it’s for a specific purchase, pay off debts, or simply to plan a bright future. Everyone has goals to reach; traveling, buying a beautiful home or car are…

Consumer First FinancialApril 15, 2019

Bankruptcy Debt Relief Programs Debt Settlement Financial Advice Financial Tips Personal Finance

What can I do if I’m stuck in a bad debt relief program?

Debt relief explained Debt relief programs are becoming more common as the amount of unsecured consumer debt rises. When people reach a point they no longer feel they can manage or escape from the amount of debt they’ve accrued, they look for ways out. Debt relief comes in various forms;…

Consumer First FinancialApril 12, 2019

Consumer Credit Credit Cards Financial Advice Financial Tips Personal Finance

Hard and soft credit checks: What you need to know

Credit checks and your score, why they matter. Let’s suppose that your credit score is like a pie which represents your financial well-being. Divide the pie into slices, each of which shows a different factor of your credit score. One large slice represents your open credit-card utilization rate, one more…

Consumer First FinancialApril 10, 2019

Collections Financial Advice Financial Tips Get Out of Debt Personal Finance

Why are couples lying about debt?

Ever thought about if a spouse or family member is lying about debt? Most people are shy about sharing their financial details, even with those closest to them. We often hear a partner hasn’t been 100% honest about their income or debts. Everyone has different ways of coping with debt…

Consumer First FinancialApril 9, 2019

Collections Financial Advice Financial Tips Get Out of Debt Personal Finance

What is the Fair Debt Collection Practices Act?

Most of us have had a bill or two in collections. Have you ever received a phone call or dunning letter from a creditor or collection agency? Whether you fell behind on your financial obligations or simply forgot to pay a bill, you've probably received a reminder about your debt.…

Consumer First FinancialMarch 28, 2019

Collections Debt Relief Programs Financial Advice Financial Tips Get Out of Debt Personal Finance

How Much Debt is Too Much?

The financial struggle is all too real. Most Americans have debt. So, if you're like the average American earning a low wage, there's a good chance you're part of this number. A certain level of debt is fine, especially if it has to do with a financial goal like owning…

Consumer First FinancialMarch 26, 2019

Financial Advice Financial Tips Get Out of Debt Personal Finance

What is the true cost of debt?

Debt comes at a cost, and not just the obvious one. Luckily, there are tools available to consumers to help them understand and prepare for the true cost of debt. To put it simply, your cost of debt is the total amount of interest paid of the term of a…

Consumer First FinancialMarch 26, 2019

Financial Advice Financial Tips Personal Finance

The real cost of payday loans and cash advances

How Do Payday Loans and Cash Advances work? Payday loans and cash advances are expensive. If you take nothing else from this article, take that. They are one of, if not the highest costing line of credit available to consumers. They offer a means of getting small loans before payday,…

Consumer First FinancialMarch 5, 2019

Consumer Finance Blog

Have you added up your digital subscription costs lately? You might be shocked.

Do you use auto-draft for your bills? If you’re rebuilding credit, you should be.

How do people making an average or below average income actually save money?

What can I do if I’m stuck in a bad debt relief program?

Hard and soft credit checks: What you need to know

Why are couples lying about debt?

What is the Fair Debt Collection Practices Act?

How Much Debt is Too Much?

What is the true cost of debt?

The real cost of payday loans and cash advances

Consumer Finance News

Recent Posts

Categories

Archives

Quick Links

Contact

Join Our Mailing List