Consumer Finance Blog

Advice, tips, and insights for the average consumer
Can you settle debt yourself? Consumer CreditCredit CardsDebt Relief ProgramsDebt SettlementFinancial AdviceFinancial TipsGet Out of DebtUnsecured Debt

Settle debt yourself or let an expert debt negotiator help.

Thinking of settling debt yourself? Know what you're up against. Debt can be overwhelming, settling debt yourself can be even more. As a young borrower getting your first credit card is a pretty exciting moment. But, without education and guidance, this credit card debt can quickly become unmanageable. When credit…
Consumer First Financial
July 19, 2019
Avoiding bogus debt relief companies CollectionsDebt Relief ProgramsDebt SettlementFinancial AdviceFinancial TipsPersonal FinanceSaving MoneyUnsecured Debt

How to spot a bogus debt relief company.

There's no shortage of debt relief companies Google search “debt relief companies” and you’ll find countless pages of results. With this many results, it’s almost certain you’ll find some bogus debt relief companies in the mix. Why is there such a demand for debt relief or debt settlement companies? Well,…
Consumer First Financial
June 6, 2019
How long does it take for credit to recover after debt settlement Consumer CreditDebt Relief ProgramsDebt SettlementFinancial AdviceFinancial TipsUnsecured Debt

How long does it take your credit to recover from debt settlement?

Is debt settlement worth the hit my credit may take? When your debt becomes overwhelming, often the best option is to seek a credible debt-relief company. Debt settlement will affect your credit score, and if a company tells you otherwise, they're lying. With that said, the effect settlement can have…
Consumer First Financial
May 14, 2019